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Microfinance practitioners need to master several skills

  1. assessment skills. If you are microcredit companies lack the basic assessment of skills, it is difficult to correctly assess the loan mortgage mortgage value of property be provided by the applicant. In addition, it was hard to communicate effectively with external valuer. To provide correct assessment of collateral is a microfinance company against an important condition for loans losses. Collateral provides the correct assessed value conclusion that micro-loan company loan exposure to be reasonable coverage of an important premise.
2. auditing skills. If you are microcredit companies lack a strong audit skills, it is difficult to identify loan applicants to inflate assets, hidden debt, virtual meters of net income and cash flow problems, making it difficult to pass the loan applicant's financial information to identify operations with significant financial risk.
3. legal expertise. If you are microcredit companies lack the basic legal expertise, their compliance in business activities cannot be guaranteed. The lack of skills, is likely to lead to microfinance companies often face compliance risk problems.
4. financial skills. Strong if you are microcredit companies lack financial skills, it is difficult to make effective financial management, including liquidity management, finance management, budget management, and so on.

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